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Foreclosure


Foreclosure: 7415 Lilly Square, Dayton
By Scott Rogers • February 11, 2008
Property To Be Sold: 7415 Lilly Square, Dayton Date/Time of Sale: Wednesday, February 27, 2008 at 9:40 a.m. Original Principal Amount of Deed of Trust: $35,000 & $61,000 Assessed Value: $155,700 Deposit: $10% of sale price. For Information Contact: Hill & Rainey Attorneys 2425 Boulevard, Suite 9 Colonial Heights, Virginia 23834 (804) 526-8300, Ext. 124 Per the Daily News Record, February 6, 2008 Receive Updates by Email
Have any questions? Contact Scott Rogers at 540-578-0102 or scott@funkhousergroup.com
Based on information from the Harrisonburg-Rockingham Association of REALTORS® or its MLS, for the period Jan 1, 2000 through Nov 22, 2024 (unless otherwise noted).
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Foreclosure: 3291 Barrington Drive, Harrisonburg
By Scott Rogers • February 11, 2008
Property To Be Sold: 3291 Barrington Drive, Harrisonburg Date/Time of Sale: Thursday, February 21, 2008 at 11:30 a.m. Original Principal Amount of Deed of Trust: $262,000 Assessed Value: $369,000 Currently For Sale: $379,900 (more details here) Deposit: $26,000 or 10% of the sale price For Information Contact: Glasser & Glasser, P.L.C. Crown Center Building, Suite 600 580 East main Street Norfolk, VA 23510 Fiel No. 61932 757-321-6465 (call between 10a and 12p) Per the Daily News Record, February 8, 2008 Receive Updates by Email
Have any questions? Contact Scott Rogers at 540-578-0102 or scott@funkhousergroup.com
Based on information from the Harrisonburg-Rockingham Association of REALTORS® or its MLS, for the period Jan 1, 2000 through Nov 22, 2024 (unless otherwise noted).
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Foreclosure: 202 Kensington Drive, Elkton
By Scott Rogers • February 11, 2008
Property To Be Sold: 202 Kensington Drive, Elkton Date/Time of Sale: Tuesday, February 19, 2008 at 9:00 a.m. Original Principal Amount of Deed of Trust: $292,500 Deposit: $12,000 or 10% of the sale price For Information Contact: Draper & Goldberg, PLLC 803 Sycolin Road Leesburg, VA 20175 703-777-2448 http://www.drapgold.com Per the Daily News Record, February 8, 2008 Receive Updates by Email
Have any questions? Contact Scott Rogers at 540-578-0102 or scott@funkhousergroup.com
Based on information from the Harrisonburg-Rockingham Association of REALTORS® or its MLS, for the period Jan 1, 2000 through Nov 22, 2024 (unless otherwise noted).
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Foreclosure: 2388 Hopkins Drive, McGaheysville
By Scott Rogers • February 4, 2008
Property To Be Sold: 2388 Hopkins Drive, McGaheysville Date/Time of Sale: Wednesday, February 27, 2008 at 9:45 a.m. Original Principal Amount of Deed of Trust: $450,000 Assessed Value: $338,300 Terms of Sale: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. For Information Contact: Samuel I. White, P.C. 5040 Corporate Woods Drive, Suite 120 Virginia Beach, VA 23462 757-457-1460 Call between 9:00 a.m. and 11:30 a.m. 0512-08/CONV Per the Daily News Record, February 4, 2008 Receive Updates by Email
Have any questions? Contact Scott Rogers at 540-578-0102 or scott@funkhousergroup.com
Based on information from the Harrisonburg-Rockingham Association of REALTORS® or its MLS, for the period Jan 1, 2000 through Nov 22, 2024 (unless otherwise noted).
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Foreclosure: 9212 Rawley Pike, Hinton
By Scott Rogers • February 2, 2008
Property To Be Sold: 9212 Rawley Pike, Hinton Date/Time of Sale: Friday, February 22, 2008 at 9:00 a.m. Original Principal Amount of Deed of Trust: $179,100 Assessed Value: $180,700 Terms of Sale: A deposit in the form of certified funds in the amount of $15,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. For Information Contact: Stephen B. Wood Friedman & MacFadyen, P.A. 1601 Rolling Hills Drive, Ste. 125 Richmond, VA 23229 (804) 288-0088 Ref #213213 Per the Daily News Record, January 30, 2008 Receive Updates by Email
Have any questions? Contact Scott Rogers at 540-578-0102 or scott@funkhousergroup.com
Based on information from the Harrisonburg-Rockingham Association of REALTORS® or its MLS, for the period Jan 1, 2000 through Nov 22, 2024 (unless otherwise noted).
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Foreclosure: 388 Ridge Court, Timberville
By Scott Rogers • February 2, 2008
Property To Be Sold: 388 Ridge Court, Timberville Date/Time of Sale: Monday, February 11, 2008 at 10:00 a.m. Original Principal Amount of Deed of Trust: $125,600 Assessed Value: $121,100 Most Recent Sale: $157,000 (1/6/2006) This property is currently on the market for $169,000. Terms of Sale: A bidder's deposit of $12,500.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier's check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. For Information Contact: Professional Foreclosure Corporation of Virginia C/O Shapiro & Burson, LLP 13135 Lee Jackson Highway, Suite 201 Fairfax, VA 22033 703-449-5800 Per the Daily News Record, January 30, 2008 Receive Updates by Email
Have any questions? Contact Scott Rogers at 540-578-0102 or scott@funkhousergroup.com
Based on information from the Harrisonburg-Rockingham Association of REALTORS® or its MLS, for the period Jan 1, 2000 through Nov 22, 2024 (unless otherwise noted).
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How and Why To Buy Property At A Foreclosure Sale
By Scott Rogers • January 30, 2008
Buying a property at a foreclosure sale (a.k.a. trustee sale) can be a great opportunity to acquire a property under market value, but there are risks that accompany any potential for reward. The Risks: In almost all cases, you will not have the opportunity to see the interior of the property before the sale. This is a tremendous risk, as the interior condition could greatly affect the value of the property. Related to the above risk, you will not have the opportunity to have a home inspection, well inspection, septic inspection, termite inspection, etc. You will be buying the property "as is, where is." A very quick closing (often 15 days) is required by almost all Trustees. This is a tight time frame, which must be adhered to. A deposit is typically due at the time of sale of anywhere from $10,000 to $30,000. This must be in cash or certified check, and can prohibit some potential buyers from participating in a foreclosure sale. The Rewards: Sometimes banks are willing to take some money, any money, just to sell a property. Earlier this month (January 2008), a property with an outstanding loan balance of roughly $200,000 could have been purchased for $127,000. The bank's bid was $126,000. Even if the property is not currently worth a full $200,000, there was likely a profit margin in this sale. There is often less competition (amongst potential buyers) at a foreclosure sale. The information about these sales are not promoted very heavily, and many buyers do not know about the availability of such properties. With fewer buyers on the scene, the sales price will likely not be as high. If the mortgage that is being foreclosed upon is not a recent mortgage, the owner will have likely paid down the balance of the loan, and the property will have appreciated. This means that what the bank needs to recoup from the Trustee Sale could be quite a bit lower than the market value of the property. Of note, most of the sales in the past few months have been on mortgages issued within the last 2-3 years. This has not provided for too much of a cushion to allow for a great deal. Receive Updates by Email
Have any questions? Contact Scott Rogers at 540-578-0102 or scott@funkhousergroup.com
Based on information from the Harrisonburg-Rockingham Association of REALTORS® or its MLS, for the period Jan 1, 2000 through Nov 22, 2024 (unless otherwise noted).
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Foreclosure: 338 Louisa Street, Broadway
By Scott Rogers • January 29, 2008
Property To Be Sold: 338 Louisa Street, Broadway Date/Time of Sale: Wednesday, February 6, 2008 at 3:00 p.m. Original Principal Amount of Deed of Trust: $180,400 Assessed Value: $193,800 Most Recent Sale: $190,000 (1/20/2005) Terms of Sale: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. For Information Contact: Samuel I. White, P.C. 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 (call between 9:00 a.m. and 11:30 a.m.) Per the Daily News Record, January 28, 2008 Receive Updates by Email
Have any questions? Contact Scott Rogers at 540-578-0102 or scott@funkhousergroup.com
Based on information from the Harrisonburg-Rockingham Association of REALTORS® or its MLS, for the period Jan 1, 2000 through Nov 22, 2024 (unless otherwise noted).
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Foreclosure: 3210 Danbury Court, Harrisonburg
By Scott Rogers • January 29, 2008
Property To Be Sold: 3210 Danbury Court, Harrisonburg Date/Time of Sale: Wednesday, February 6, 2008 at 3:00 p.m. Original Principal Amount of Deed of Trust: $460,800 Assessed Value: $394,100 Most Recent Sale: $512,000 (11/17/2006) Terms of Sale: Cash: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. For Information Contact: Samuel I. White, P.C. 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 (call between 9:00 a.m. and 11:30 a.m.) Per the Daily News Record, January 28, 2008 Receive Updates by Email
Have any questions? Contact Scott Rogers at 540-578-0102 or scott@funkhousergroup.com
Based on information from the Harrisonburg-Rockingham Association of REALTORS® or its MLS, for the period Jan 1, 2000 through Nov 22, 2024 (unless otherwise noted).
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Foreclosure: 16958 Sundance Forest Road, Broadway
By Scott Rogers • January 28, 2008
Property To Be Sold: 16958 Sundance Forest Road, Broadway Date/Time of Sale: Monday, February 11, 2008 at 10:00 a.m. Original Principal Amount of Deed of Trust: $154,000 Assessed Value: $101,500 Most Recent Sale: $154,000 (8/17/2006) Terms of Sale: All Cash. A bidder's deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier's check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. For Information Contact: Professional Foreclosure Corporation of America C/O Shapiro & Burson, LLP 236 Clearfield Avenue, Ste 215 VIrginia Beach, VA 23462 757-687-8777 Per the Daily News Record, January 25, 2008 Receive Updates by Email
Have any questions? Contact Scott Rogers at 540-578-0102 or scott@funkhousergroup.com
Based on information from the Harrisonburg-Rockingham Association of REALTORS® or its MLS, for the period Jan 1, 2000 through Nov 22, 2024 (unless otherwise noted).
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Why Blog About Foreclosures?
By Scott Rogers • January 23, 2008
Several people have recently asked me if I specialize in foreclosure sales. I do not. The questions were from people who read my blog, and the question is reasonable, as I have posted 9 entries in regards to foreclosure sales (trustee sales). Here is why I have started posting notices of foreclosure sales: To the best of my knowledge, the only way to monitor upcoming foreclosure sales is to pore over the classifieds section of the Daily News Record each day, and tear out any notices that you find. Not too convenient, especially in an age where more and more people would prefer to find and consume information online. I have several clients who are always interesting in acquiring a property via a foreclosure sale, and have asked me over the past few years if there is any better way to keep track of upcoming sales and the results of past sales. Given the need described above, I have started posting details of all Harrisonburg and Rockingham County foreclosure sales (that I can find) on my blog. To check back solely on the foreclosure sale content of my blog, use this address: http://www.scottprogers.com/blog/category/foreclosure/ I hope the information is helpful, not only in regards to the availability of these properties, but also to begin to understand over time how often properties actually make it to the foreclosure sale, and what they typically sell for in relation to their assessed value or current loan amount. Receive Updates by Email
Have any questions? Contact Scott Rogers at 540-578-0102 or scott@funkhousergroup.com
Based on information from the Harrisonburg-Rockingham Association of REALTORS® or its MLS, for the period Jan 1, 2000 through Nov 22, 2024 (unless otherwise noted).
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Foreclosure: 2410 Reservoir Street, Harrisonburg
By Scott Rogers • January 22, 2008
Property To Be Sold: 2410 Reservoir Street, Harrisonburg Date/Time of Sale: Monday, February 4, 2008 at 10:00 a.m. Original Principal Amount of Deed of Trust: $93,800 Assessed Value: $152,800 Terms of Sale: A bidder's deposit of $9,300.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier's check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. For Information Contact: Professional Foreclosure Corporation of America C/O Shapiro & Burson, LLP 236 Clearfield Avenue, Ste 215 VIrginia Beach, VA 23462 757-687-8777 Per the Daily News Record, January 21, 2008 Receive Updates by Email
Have any questions? Contact Scott Rogers at 540-578-0102 or scott@funkhousergroup.com
Based on information from the Harrisonburg-Rockingham Association of REALTORS® or its MLS, for the period Jan 1, 2000 through Nov 22, 2024 (unless otherwise noted).
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Foreclosure: 153 Bellevue Street, Timberville
By Scott Rogers • January 18, 2008
Property To Be Sold: 153 Bellevue Street, Timberville Date/Time of Sale: Wednesday, February 13, 2008 at 9:00 a.m. Original Principal Amount of Deed of Trust: $161,209.46 Most Recent Property Transfer: $137,000 (July 19, 2005) Assessed Value: $94,600 Terms of Sale: A deposit in the form of certified funds in the amount of $15,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. For Information Contact: Stephen B. Wood Friedman & MacFadyen, P.A. 1601 Rolling Hills Drive, Ste. 125 Richmond, VA 23229 (804) 288-0088 Ref# 213052 Per the Daily News Record, January 18, 2008 Receive Updates by Email
Have any questions? Contact Scott Rogers at 540-578-0102 or scott@funkhousergroup.com
Based on information from the Harrisonburg-Rockingham Association of REALTORS® or its MLS, for the period Jan 1, 2000 through Nov 22, 2024 (unless otherwise noted).
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Foreclosure: 10877 Indian Trail Road, Harrisonburg
By Scott Rogers • January 14, 2008
Property To Be Sold: 10877 Indian Trail Road, Harrisonburg Date/Time of Sale: Monday, January 28, 2008 at 9:30 a.m. Original Principal Amount of Deed of Trust: $166,000 Assessed Value: $126,500 Terms of Sale: A bidder's deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier's check. Settlement within fifteen (15) days of the sale, otherwise Trustees may forfeit deposit. For Information Contact: Professional Foreclosure Corporation of Virginia C/O Shapiro & Burson, LLP 236 Clearfield Avenue, Suite 215 Virginia Beach, VA 23462 (757) 687-8777 Per the Daily News Record, January 14, 2008 Receive Updates by Email
Have any questions? Contact Scott Rogers at 540-578-0102 or scott@funkhousergroup.com
Based on information from the Harrisonburg-Rockingham Association of REALTORS® or its MLS, for the period Jan 1, 2000 through Nov 22, 2024 (unless otherwise noted).
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Foreclosure: 300 13th Street, Grottoes
By Scott Rogers • January 14, 2008
Property To Be Sold: 300 13th Street, Grottoes Date/Time of Sale: Monday, January 28, 2008 at 9:30 a.m. Original Principal Amount of Deed of Trust: $121,500 Assessed Value: $99,500 Terms of Sale: A bidder's deposit of $12,100.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier's check. Settlement within fifteen (15) days of the sale, otherwise Trustees may forfeit deposit. For Information Contact: Professional Foreclosure Corporation of Virginia C/O Shapiro & Burson, LLP 236 Clearfield Avenue, Suite 215 Virginia Beach, VA 23462 (757) 687-8822 Per the Daily News Record, January 14, 2008 Receive Updates by Email
Have any questions? Contact Scott Rogers at 540-578-0102 or scott@funkhousergroup.com
Based on information from the Harrisonburg-Rockingham Association of REALTORS® or its MLS, for the period Jan 1, 2000 through Nov 22, 2024 (unless otherwise noted).
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Foreclosure: 332 Chestnut Oak Lane, Penn Laird
By Scott Rogers • January 12, 2008
Property To Be Sold: 332 Chestnut Oak Lane, Penn Laird Date/Time of Sale: Wednesday, January 23, 2008 at 11:30 a.m. Original Principal Amount of Deed of Trust: $625,000 Assessed Value: $825,600 Terms of Sale: A deposit of $62,500.00 or 10% of the sales price, whichever is lower, (in certified funds or cash of not more than $10,000.00) will be required of the successful bidder at time of sale. Settlement is to be made within 15 days. For Information Contact: Glasser and Glasser, P.L.C. and/or Atlantic Trust Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street Norfolk, VA 23510, File No. 61185 (757) 321-6465 Call between 10:00 a.m. and 12:00 p.m. Per the Daily News Record, January 11, 2008 Receive Updates by Email
Have any questions? Contact Scott Rogers at 540-578-0102 or scott@funkhousergroup.com
Based on information from the Harrisonburg-Rockingham Association of REALTORS® or its MLS, for the period Jan 1, 2000 through Nov 22, 2024 (unless otherwise noted).
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Foreclosure: 9075 Centreville Road, Bridgewater
By Scott Rogers • January 6, 2008
Property To Be Sold: 9075 Centreville Road, Bridgewater Date/Time of Sale: Tuesday, January 22, 2008 at 4:00 p.m. Terms of Sale: A deposit of $20,000.00, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. For Information Contact: ReConstruct Company 209 Business Park Drive Virginia Beach, VA 23462 (800) 281-8219 Call between 10:00 a.m. and 5:00 p.m. (CST) Original Principal Amount of Deed of Trust: $274,400 Assessed Value: $260,600 Per the Daily News Record, January 4, 2008 Receive Updates by Email
Have any questions? Contact Scott Rogers at 540-578-0102 or scott@funkhousergroup.com
Based on information from the Harrisonburg-Rockingham Association of REALTORS® or its MLS, for the period Jan 1, 2000 through Nov 22, 2024 (unless otherwise noted).
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Foreclosure: 2998 Earmans Loop, Harrisonburg
By Scott Rogers • January 6, 2008
Property To Be Sold: 2998 Earmans Loop, Harrisonburg Date/Time of Sale: Wednesday, January 23, 2008 at 11:00 a.m. Terms of Sale: A deposit of $15,000.00, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. For Information Contact: ReConstruct Company 209 Business Park Drive Virginia Beach, VA 23462 (800) 281-8219 Call between 10:00 a.m. and 5:00 p.m. (CST) Original Principal Amount of Deed of Trust: $199,500 (12/28/06) Assessed Value: $102,600 Per the Daily News Record, January 4, 2008 Receive Updates by Email
Have any questions? Contact Scott Rogers at 540-578-0102 or scott@funkhousergroup.com
Based on information from the Harrisonburg-Rockingham Association of REALTORS® or its MLS, for the period Jan 1, 2000 through Nov 22, 2024 (unless otherwise noted).
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Foreclosure: 2991 Taylor Spring Lane, Harrisonburg
By Scott Rogers • January 3, 2008
Property To Be Sold: 2991 Taylor Spring Lane, Harrisonburg Date/Time of Sale: January 15, 2008 at 11:00 a.m. Terms of Sale: A bidder's deposit of $13,200.00, cash or certified check, will be required at the time of sale with the settlement and full payment of the purchase price within (15) fifteen days from the date of the sale. For Information Contact: Nectar Projects, Inc 104 N. Bailey Ln. Purcellville, VA 20132 540-751-1267 Call between 8:00 a.m. and 11:00 a.m. http://www.nectarp.com Original Principal Amount of Deed of Trust: $135,000 Assessed Value: $197,900 Comparable Properties For Sale: http://taylor_springs.scottprogers.com Per the Daily News Record, January 2, 2008 Receive Updates by Email
Have any questions? Contact Scott Rogers at 540-578-0102 or scott@funkhousergroup.com
Based on information from the Harrisonburg-Rockingham Association of REALTORS® or its MLS, for the period Jan 1, 2000 through Nov 22, 2024 (unless otherwise noted).
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Foreclosure: 2437 Mosby Court, Harrisonburg
By Scott Rogers • December 30, 2007
Property To Be Sold: 2437 Mosby Court, Harrisonburg, VA Date/Time of Sale: January 3, 2008 at 3:00 p.m. Terms of Sale: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. For Information Contact: Samuel I. White, P.C. (41925-07/CONV) 209 Business Park Drive Virginia Beach, Virginia 23462 (757) 457-1460 Call between 9:00 a.m. and 11:00 a.m. Original Principal Amount of Deed of Trust: $100,400 2008 Assessment: $125,800 Comparable Properties For Sale: http://millwood_condominium.scottprogers.com Per the Daily News Record, December 29, 2007 Receive Updates by Email
Have any questions? Contact Scott Rogers at 540-578-0102 or scott@funkhousergroup.com
Based on information from the Harrisonburg-Rockingham Association of REALTORS® or its MLS, for the period Jan 1, 2000 through Nov 22, 2024 (unless otherwise noted).
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